Marine insurance cover is available in three options these are:

• Institute Cargo Clauses (A) – These clauses provide cover against the most comprehensive set of risks and to equate with what was formerly known as the “all risks” clauses
• Institute Cargo Clauses (B) – These are restricted so that they cover losses or damage arising from certain nominated risks only
• Institute Cargo Clauses (C) – These are substantially restricted both in relation to the risks covered and the nature of the events from which those risks arise

In addition to these three categories A,B, and C, a separate set of clauses is offered in respect of cargo moving by air.