Home About Contact  
Export Assistance
Guides to Exporting
Finding Export Finance
Export Consultants
Export Documentation
Register as an exporter
Proforma Invoice
Commercial Invoice
Letters of credit
Packing Lists
Exchange Control Forms
Insurance Forms
Customs Documents
Document Completion Guide
Export Training
Training providers
Training calendar
Export Guide
Export Marketing
What is involved in export Marketing?
Export Marketing Channels
Using Export Agents
Finding Export Agents
The Role of Trade Fairs
Preparing to participate in a Trade Fair
Finding Trade Fairs
Inward Bound Missions
Outward Bound Missions
The Internet and Exporting
Website internationalisation
Export portals
Overseas Trade Missions
Embassies and Consulates
Financial Assistance for Export Marketing
ETO Systems
Dealing with Export Environments
Trade Agreements
Export Tools
Export Readiness Checker
Export Checklists
Export Business Planner
Export SWOT Analyser
Country Risk Evaluator
Product map
Translation Resources
Currency Converter
Export Documentation
Document Completion Guide
SA and Foreign Tariff Databases
Export Software & Technology solutions
Tracking tools
Exporting & the internet
Export e-Newsletter
Export Law
Laws affecting Exports
Maritime Insurance
Exchange Control
SA Export Regulations
Trade/Maritime Lawyers
ITC Services

Export Network

You are here:Export Network > Export financiers > Non-bank financiers



Non-bank financiers


Other possible financiers for exporters

Besides for the banking system and the DTI incentives, there are a few other organisations that the exporter could turn to, in order to obtain financing. These include:

  • The Industrial Development Corporation (IDC) [Large-scale export projects] – The international finance division of the IDC assists exporters of capital goods by structuring finance – extended in rands or US dollars at guaranteed rates of exchange – to ensure that exporters receive payment of their full contract price on delivery.  The division also offers short-term working capital finance to exporters for the execution of export orders. Click here to learn more about the IDC’s application procedures.
  • Ithala Development Finance Corporation [Kwazulu Natal] – This is a general business financing corporation servicing the Kwazulu-Natal community that an exporter in the region might approach for financing for bridging purposes, acquiring plant and equipment, and for working capital. Click here to learn more.
  • Export Capital [Export-orientated products] – This is a fund that was established with the primary purpose of financing projects and companies that will enhance South African exports.
  • Innovation Fund  [Innovative, cutting-edge products and R&D, commercialisation of products] – If you have a unique project or product that that is leading-edge, innovative and globally competitive and need financing to help with R&D or commercialising the project/product, then this is the fund you need to approach.
  • National Empowerment Fund (NEF) [Black business] – This fund is aimed at helping grow Black economic participation and they will consider funding projects that will achieve this goal (including export-related projects). Although they are more aimed at larger businesses, the NEF may consider funding small and medium Black enterprises.
  • Land Bank [Agricultural products] – Although they consider themselves a ‘bank’ the Land Bank is aimed at financing agricultural businesses and will certainly consider the financing of viable export-orientated agricultural projects.

  • Khula Enterprise Finance Ltd – Khula is an agency of the Department of Trade and Industry established to facilitate access to finance for SMMEs. They work closely with the banking system and essential underwrite loans that the SMMEs take out with a bank (or micro-lending institution). One of Khula’s main implements is their Credit Indemnity Scheme which aims to share the financing risk with banks thus enabling SMEs to access funding from a participating bank or other financial institution. Finance has to be approved by the financial institution and the latter will only apply to Khula for a guarantee where there is inadequate collateral. Khula is an important financing option for viable SMMEs. Click here to read more about Khula.
  • Development Bank of Southern Africa (DBSA) [Large-scale development projects] – Although the DBSA will occasionally become involved in financing strategic development projects with an export focus, they do so in conjunction with other strategic partners such as national and provincial government, and other NGOs. They will not normally finance individual companies, even export-orientated ones!

Additional links

  • Coega Industrial Development Zone – Need to set up shop in an export-orientated development zone and need funding for this purpose? Try contacting Coega. Click here to read more about IDZs in South Africa.
  • Export Credit Insurance Corporation of South Africa (Pty) Ltd – ECIC facilitates and encourages South African export trade by underwriting bank loans and investments outside the country in order to enable foreign buyers to purchase capital goods and services from the country. To achieve this, the ECIC evaluates export credit and foreign investment risks and provides export credit and foreign investment insurance cover on behalf of government.

Top of page

© Interactive Reality

Learning to export...
The export process in 21 easy steps
Step 1: Considering exporting
Step 2:Current business viability
Step 3:Export readiness
Step 4:Broad mission statement and initial budget
Step 5:Confirming management's commitment to exports
Step 6: Undertaking an initial SWOT analysis of the firm
Step 7:Selecting and researching potential countries abroad
Step 8: Preparing and implementing your export plan
Step 9: Obtaining financing for your exports
Step 10: Managing your export risk
Step 11: Promoting the firm and its products abroad
Step 12: Negotiating and quoting in exports
Step 13: Revising your export costings and price
Step 14: Obtaining the export order
Step 15: Producing the goods
Step 16: Handling the export logistics
Step 17: Export documentation
Step 18: Providing follow-up support
Step 19: Getting paid
Step 20: Reviewing and improving the export process
Step 21: Export Management
Export Reference
HS Codes
SIC Codes
Country Codes
Airline Codes
Airport Codes
Port Codes
Telephone Codes
Industry specific export control
Electricity Voltages
Transportation Types
Container Types
Hazardous Cargo Symbols
International Trade Agreements
Country Info
Export Documentation
Trading cycle
Export Articles
Export Glossary
Export Acronyms
Export Opportunities
Export portals
Export calendar
Inward Bound Missions
Outward Bound Missions
Trade Fairs SA
International Trade Fairs
Country Info
Country Help
SA Missions Abroad
Missions in SA
SA Representatives
Bilateral Chambers
Export Network
SA Economic Representatives
SA Missions Abroad
Missions in SA
Export Councils
Export Consultants
Export Trainers
Export Agents
Customs Clearing Agents
Trading Companies
Export Financiers
Bilateral Chambers
Government Departments
Trade Associations
Freight Forwarders
Airline Companies
Shipping Lines
Road Haulers
Courier companies
Trade/Maritime Lawyers
World Trade Point Federation
South African Translators
Universities with international Expertise
International Trade Statistics
Import and Export Statistics
Main Trading Partners
Main Export Products
Economic Statistics
SA Statistics
SA Reserve Bank
Data Mapper®
UNCTAD Statistics


     Our sister sites:

Indexing the World


Trade Training





     Other useful links:

Freight & Logistics Gateway

Freight quotes